Stamp Duty Calculator (2026) – All Australian States

Estimate the stamp duty, transfer fees and any first-home concessions on your next property purchase in seconds. This stamp duty calculator covers every Australian state and territory, so you get a figure tailored to where you’re buying.

First-home buyer? Check your eligibility for concessions on our first home buyers page, or speak with a broker about your full purchase costs.

Stamp Duty — Frequently Asked Questions

What is stamp duty?

Stamp duty (also called transfer duty) is a state government tax you pay when you buy property or land. The amount depends on the property’s value, the state or territory it’s in, and how you intend to use it.

How much stamp duty will I pay?

It varies by state and by purchase price. Use the calculator above to get an estimate for your state, then speak with a broker to confirm the exact figure for your situation.

Do first home buyers pay stamp duty?

Many states offer full or partial stamp duty concessions or exemptions for eligible first home buyers, usually up to a set property value. The calculator factors in first-home-buyer status where applicable.

Is there a surcharge for foreign purchasers?

Yes. Most states apply an additional foreign purchaser surcharge on top of standard stamp duty. Set the “Foreign Purchaser” option in the calculator to include it in your estimate.

When is stamp duty payable?

Stamp duty is generally due shortly after settlement, though exact timing differs by state. It’s an upfront cost, so it’s worth budgeting for it alongside your deposit.

That's your stamp duty. Now the real question — what can you actually borrow?

Leave your number and we’ll map out your real borrowing power and the sharpest rate you’d qualify for. Free, no obligation, no pressure.

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