Calculators

Effective Interest Rate Calculator

Loan Amount ($): Interest Rate (%): Loan Term (years): Offset Amount ($): Extra Repayments ($/year):

Effective Interest Rate The interest rate you effectively pay after accounting for the offset account. :

Annual Principal Payment:

Annual Interest Payment:

Total Interest Over Loan Term:

You save compared to not having an offset.

Reduced Loan Term:

Year	Principal Paid	Interest Paid	Remaining Balance