Families we've helped
Your Loan Helps Build a Home
Every loan we settle helps build a home for another family
Most mortgage brokers talk about helping people buy homes.
We do too.
But a few years ago, we started asking ourselves a simple question.
If our business revolves around helping people get into homes, could we help families who don’t have one at all?
Rather than making the occasional donation or running a fundraising campaign, we decided to build it into the business itself.
Today, the first month’s trail commission from every loan we settle goes towards building homes for families in need in the Philippines.
It doesn’t cost our clients anything extra.
It’s simply something we’ve chosen to do.
Why we started
At Soren Financial, we’re fortunate to spend every day helping Australians buy property, refinance debt and build wealth through real estate.
Housing changes lives.
Anyone who has gone from renting to owning understands that.
A home provides certainty. It gives families a place to put down roots and plan for the future.
The reality is that not everyone has access to that stability.
We wanted to do something practical about it.
Not something that sounds good in a brochure.
Something tangible.
A house.
Four walls.
A roof.
A front door.
Somewhere a family can call home.
How it works
The process is simple.
You obtain a loan through Soren Financial.
Your loan settles.
We receive commission from the lender, as mortgage brokers normally do.
Instead of keeping the first month’s trail commission, we put it towards funding the construction of homes in the Philippines.
On average, that’s around $100 per loan.
You don’t pay any additional fees.
Nothing changes about your loan.
The contribution comes directly from us.
The homes
In 2026, we completed funding for our first home.
It’s only one house.
We’re not pretending it changes the world.
But it changed the world for one family.
That’s enough reason to keep going.
We’ll continue sharing photos, videos and updates from each project so our clients can see exactly where the money is going and what has been built.
Where we want to take this
We’re at the very beginning.
Our goal for the remainder of 2026 is to help fund one home every quarter.
By next year, we’d like to be in a position where we’re helping fund one home every month.
Whether we get there depends entirely on how many clients choose to work with us.
The more loans we settle, the more homes we can help build.
It’s that simple.
| Goal | Status |
|---|---|
| Homes Completed | 1 |
| Homes Under Construction | 1 |
| Target for 2026 | 4 |
| Long-Term Goal | 12 per year |
Questions we get asked
Does this cost me anything?
No.
The money comes from Soren Financial’s revenue, not from our clients.
How much is contributed?
The first month’s trail commission from each settled loan.
On average, this works out to around $100 per loan.
Why the Philippines?
We have connections on the ground that allow us to see where the money is going and follow each project through to completion.
That transparency is important to us.
Can I see the homes being built?
Absolutely.
We’ll continue sharing photos, videos and updates as new homes are completed.
More Than a Home Loan
Most people choose a mortgage broker because they want good advice, access to lenders and someone to guide them through the process.
That’s exactly what we provide.
The fact that your loan also helps put a roof over another family’s head is simply a bonus.
If you’re thinking about buying, refinancing or investing, we’d love the opportunity to help.
And if we can help another family along the way, even better.
